Commercial Insurance

Entrepreneurship requires grit, ideas, and the tools for the job. An insurance policy can't protect the first two, but it can be the difference between finishing your work or having to give up along the way. Hawkins Insurance Agency knows the ins and outs of commercial insurance requirements in Georgia, so we can help a company quickly find the policy it needs and get back to making the world a better place.

The first insurance-related task for fledgling small business owners is figuring out their legal and financial risks. For example, a budding startup might forget that Georgia companies need workers' compensation insurance once they have more than a couple of employees. Even ones in small cities like Kennesaw, GA.

For companies with vehicles, commercial motor insurance is a separate category of insurance from personal automobile coverage. Any company may end up on the wrong side of a lawsuit, so a commercial liability insurance policy for issues caused by the company and its products can be the difference between staying afloat afterward or suddenly filing for bankruptcy.

Other insurance policies don't necessarily mitigate risk for the company, but they can make it a more attractive workplace to draw in talent. A high-risk job like logging can offset potential worries with incentives like company policies for health and life insurance, whether fully covered or at lower prices, thanks to the company's more considerable negotiation power.

These and many other details make commercial insurance more challenging to navigate than the already confusing personal insurance market. New and existing businesses of any size in the Kennesaw, GA, or surrounding North Georgia area can contact Hawkins Insurance Agency to learn more about commercial insurance, sign up for a policy, or review an existing policy to ensure it's still the right fit.