Severe weather is a part of life in Kennesaw, GA. While it can be inconvenient and uncomfortable, storms can also cause severe damage to your home and property.
In Georgia, any home in a designated flood zone must carry flood insurance if they wish to get a mortgage or refinance an existing loan. In addition, many lenders require their customers to purchase additional coverage even if their home is not located in a designated flood zone. This helps ensure the lender can recover the amount invested if the property experiences flooding.
We offer two types of coverage for our customers: standard homeowners’ insurance and NFIP (National Flood Insurance Program) policies. Standard homeowners’ policies typically cover events such as fire or wind damage but do not cover the flooding caused by heavy rains or overflowing rivers. Suppose you live in a flood-risk area. In that case, you need more comprehensive coverage from NFIP. However, NFIP policies provide more comprehensive coverage for flooding events and are available for both residential and commercial properties.
Floods are one of Georgia's most common natural disasters and can cause extensive damage to your property. With flood insurance from Hawkins Insurance Agency, you can rest assured knowing that you will be financially protected if your property experiences significant flooding damage. In addition, having this type of coverage may also help you save money on homeowners insurance by allowing you to receive discounts on premiums due to the additional layer of protection provided by flood insurance.
No one wants their home damaged by floods—but unfortunately, it happens all too often during severe weather in Kennesaw, GA. To ensure you're protected against financial losses from flooding events, make sure you have flood insurance from Hawkins Insurance Agency! Contact us today for more information!
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