RV Insurance

In a beautiful state like Georgia, it's no surprise that hopping in an RV and enjoying the sights is becoming more popular. But neglecting recreational vehicle insurance can leave you in a bind if you ever experience an accident.

Luckily, securing RV insurance doesn't have to be complicated. At Hawkins Insurance Agency in Kennesaw, GA, we're here to help you tackle that task before it becomes a problem!

Do you Need RV Insurance in Georgia?

Georgia law requires you to obtain a minimum of liability coverage for your RV. Without it, the state can revoke your RV registration and charge you hefty fines. You should also carry the same amount for your RV that you need for your car.

More specifically, if your RV operates under its own power (you're not towing it with your car), it will need to meet the same minimum insurance requirements as a car. Georgia law also declares that insurers must provide uninsured motorist protection against bodily injury and property damage. This means that you will be protected if someone without insurance is involved in an accident with your insured RV.

If you tow a travel trailer, you don't need this extensive coverage, and your non-motorized recreational home is protected via the car's insurance coverage. However, there are different insurance options for travel trailers worth exploring.

What Does RV Insurance Cover?

RV coverage in Georgia combines elements of homeowner's insurance and car insurance. It typically offers:

• Collision coverage in the case of direct contact with another vehicle, resulting in damage.
• Contents coverage, which can replace or repair damaged personal belongings.
• Personal injury protection (medical bill coverage).
• Liability and comprehensive coverage. The former covers damage costs in the event of an accident. The latter covers costs if there is damage to your RV, but it hasn't occurred in an accident (damage from a tree falling, etc.)

How Much Does RV Insurance Cost?

The cost of your RV insurance will depend on several factors, including:

• The size of the RV
• How old the RV is
• How often you use it
• The model
• Claims history

We will consider those factors and your financial situation to find the right policy that fits your budget!

Contact Hawkins Insurance Agency in Kennesaw, GA Today!

Our Georgia insurance agency is ready to sit down with you, give you peace of mind and help you find the best price for your RV insurance. You can also contact us for a commitment-free quote! Give us a call or visit our office today to get started on securing protection for your RV!